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    Short

    Your Child's Degree Could Be Costing You Your Retirement

    Watch on YouTube

    Parents routinely raid retirement assets to cover four years of tuition and never rebuild them. Lance Morgan shows what that trade actually costs across a retirement horizon and how to fund school without touching it.

    • #retirementplanning
    • #collegetuition
    • #financialplanning
    • #parents
    • #wealthmanagement

    Free resource

    College Funding Checklist

    A step-by-step checklist for high-income families planning college costs without wrecking aid eligibility.

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    From the full episode

    The College Funding Mistake Most Wealthy Families Make

    By the time you look at the opportunity cost of that $200,000, that $200,000 could have grown for your retirement, but when you spend it on college, it's gone.
    Listen to the full episode with Lance Morgan

    Frequently Asked Questions

    How does paying for a child's college hurt a parent's retirement?
    Lance's point is opportunity cost. Money pulled out of investments or savings to pay tuition stops compounding, and for many families the tuition years land exactly when retirement contributions matter most.
    What's the alternative?
    He works with families to fund college out of real estate cash flow and tax savings, so the same dollars support both college and retirement rather than forcing a choice between them.

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