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    Short

    High Income Families Are Leaving College Aid on the Table

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    Aid formulas weigh where assets sit, not just how much a household earns. Lance Morgan explains how positioning assets ahead of the filing years changes the award for families who assumed they were disqualified.

    • #financialaid
    • #collegeplanning
    • #assetpositioning
    • #familywealth
    • #highincome

    Free resource

    College Funding Checklist

    A step-by-step checklist for high-income families planning college costs without wrecking aid eligibility.

    Get the free checklist

    From the full episode

    The College Funding Mistake Most Wealthy Families Make

    What I loved about it was that it helps to reduce your income, which can help some of these high income families get financial aid.
    Listen to the full episode with Lance Morgan

    Frequently Asked Questions

    Can high-income families actually qualify for financial aid?
    Sometimes, through what Lance calls financial positioning. Tax strategies such as buying a real estate property and taking bonus depreciation can reduce reportable income enough to move a family into the aid category.
    Should high earners fill out the forms even if they expect nothing?
    Yes — Lance says everyone should file. Beyond any need-based award, submitting the forms can increase merit-based scholarship offers and may help with admissions.

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