All Shorts

    Short

    The Tax Loophole That Pays for Your Kid's College Tuition

    Watch on YouTube

    Lance Morgan walks through the tax treatment that lets business-owning and real estate families cover tuition with pre-tax rather than post-tax dollars. The mechanics are ordinary; almost nobody applies them to education.

    • #taxstrategy
    • #collegefunding
    • #businessowners
    • #realestate
    • #financialplanning

    Free resource

    College Funding Checklist

    A step-by-step checklist for high-income families planning college costs without wrecking aid eligibility.

    Get the free checklist

    From the full episode

    The College Funding Mistake Most Wealthy Families Make

    By the time you look at the opportunity cost of that $200,000, that $200,000 could have grown for your retirement, but when you spend it on college, it's gone.
    Listen to the full episode with Lance Morgan

    Frequently Asked Questions

    What tax strategy does Lance Morgan use to help pay for college?
    The short-term rental loophole. Buying short-term rental property and taking bonus depreciation reduces reportable income, which can both lower the family's tax bill and move them into financial aid eligibility.
    How did he find this strategy?
    He wasn't looking for real estate at all — his college funding business was making enough that he needed tax benefits, and that search led him to short-term rentals. He realized it fit his clients perfectly and shifted his whole business toward it.
    Can families do this without managing the property themselves?
    Lance's firm partnered with a real estate company with 25 years in short-term rentals and offers both a done-with-you and a done-for-you structure, where the family is the financial partner and his team handles operations.

    Want more like this?

    Get new clips, episodes, and lessons from active real estate investing by email.

    Free, no spam. Unsubscribe anytime.