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    How He Became a Millionaire at 28 Using a Secret Rental Strategy

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    Ryan Chaw hit seven figures in his twenties by buying ordinary houses near colleges and leasing them bedroom by bedroom. He explains why the strategy is unglamorous enough that most investors skip right past it.

    • #realestate
    • #youngdinvestor
    • #studenthousing
    • #wealthbuilding
    • #rentalportfolio

    From the full episode

    How Ryan Chaw Turned a $30K Mistake Into a 7-Figure Rental Portfolio

    There's a lot of Facebook housing groups that you can just type in the college name like, you know, University of the Pacific college housing groups or class of 2027 or whatever.
    Listen to the full episode with Ryan Chaw

    Frequently Asked Questions

    How did Ryan Chaw become a millionaire at 28?
    He bought his first rental in Stockton, California in 2016 for $262,000, rented it out room by room to college students instead of to one household, and repeated that about once a year while working full-time as a pharmacist. He crossed the millionaire mark at 28 and retired from pharmacy at 31.
    Do you need an expensive market to make this work?
    Ryan bought in California but deliberately chose Stockton, where his first house cost $262,000 — a market that has since moved to roughly $400,000 for a comparable property. The key was proximity to a college, not a headline market.
    What made Ryan Chaw start investing in the first place?
    His grandfather bought property in the San Francisco Bay Area in the 1950s for somewhere around $150,000 to $200,000 and held a set of six flats until he died at 93. The family later sold for about $3.8 million — more than his parents earned in their entire working lives.

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